Để kiểm tra việc đất mình mua do ai sở hữu, đã nộp thuế hay chưa, nhà đất có bị đem đi thế chấp ngân hàng hay không, người mua có thể kiểm tra trên Giấy chứng nhận quyền sử dụng đất (sổ đỏ) hoặc Giấy chứng nhận quyền sử dụng đất, quyền sở hữu nhà ở và tài sản gắn liền với đất (sổ hồng).
Kiểm tra nghĩa vụ nộp thuế
Nếu sổ đỏ hoặc sổ hồng chưa hoàn thành nghĩa vụ nộp thuế thì tại mục IV trên sổ hồng và mục VI trên sổ đỏ về “Những thay đổi sau khi cấp giấy chứng nhận” sẽ có nội dung việc chưa nộp thuế chuyển quyền và lệ phí trước bạ nhà, đất.
Kiểm tra thế chấp
Ngoài kiểm tra thế chấp tại các mục ở trên, nếu tại trang 4 của sổ đỏ, sổ hồng có ghi dòng chữ “ Kèm theo giấy chứng nhận này có trang bổ sung: 01”, tức có thêm một trang bổ sung kèm theo giấy chứng nhận này để thể hiện biến động, cập nhật về nhà, đất có bị thế chấp hoặc xóa thế chấp trong quá trình được cấp sổ.
Trang bổ sung đi kèm thể hiện nhà, đất bị đem thế chấp hoặc đã xóa thế chấp.
Nếu nhà bị thế chấp hoặc đã xóa thế chấp, những nội dung này đều được cập nhật trong trang bổ sung này. Do đó khi mua nhà, người mua cần yêu cầu chủ nhà xuất trình sổ đỏ, sổ hồng kèm theo trang bổ sung đó để xem nội dung là gì.
Những tài sản đã được giải chấp hoặc xóa thế chấp mới có thể giao dịch mua bán.
Trường hợp nghi ngờ sổ đỏ, sổ hồng là giả, người mua có thể đem sổ này đến Văn phòng Đăng ký quyền sử dụng đất tại địa phương nơi sổ được cấp để kiểm tra các vấn đề về pháp lý trước khi giao dịch.
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